In July 2025, the virtual payment card market stirred up a wave of change. The widely favored WildCard among domestic users completely suspended its services due to "cooperation with relevant departments for investigation." From July 12, it paused business operations, and by July 22, it completely shut down functions such as recharging, withdrawing, subscribing, and new user registration. The exit of WildCard caught many users off guard, especially those who relied on it for subscribing to ChatGPT Plus, recharging OpenAI API, or using other overseas services. Once, WildCard was regarded as a "magic tool" for domestic users to navigate the overseas digital world due to its support for Alipay and WeChat recharges and its ease of use. Now, the official website cannot be logged into normally, and the balance consumption function has also been suspended, marking the end of WildCard's glory. Although the official statement did not indicate a "database deletion and escape," the possibility of a return to normal is extremely slim.
For domestic users, finding alternatives to WildCard is urgent. Available virtual cards on the market include PokeCard, VCard, Dupay, and WasabiCard, but all of these cards require recharging through the cryptocurrency USDT, relying on exchanges like OKX, Binance, HTX, or Gate to purchase USDT. Among the many options, Dupay stands out as the "big brother" of the virtual card market due to its comprehensive features and broad payment scenario support. So, is Dupay suitable for domestic users to take over the role of WildCard? Let's explore.
Highlights and Applicable Scenarios of Dupay#
Dupay occupies a place in the virtual card market with its multifunctionality and flexible payment support. It not only supports subscriptions to ChatGPT Plus and recharges for OpenAI API but also covers overseas services like Netflix, Amazon, PayPal, and Stripe, and can even be linked to WeChat and Alipay for domestic consumption. This characteristic of catering to both online and offline needs allows Dupay to perform well in cross-border payments and daily consumption. For users who frequently subscribe to overseas services, Dupay's compatibility is a significant advantage, especially for those with cross-border e-commerce or overseas financial service needs, as its support for platforms like Stripe is particularly practical.
Unlike WildCard, Dupay requires recharges to be completed through USDT. Users can purchase USDT through platforms like OKX USDT Purchase, Binance USDT Purchase, HTX USDT Purchase, or Gate USDT Purchase, and then transfer it to their Dupay account. The benefit of USDT recharges lies in their strong stability, avoiding potential regulatory risks that domestic payment channels may face. The purchasing process is also relatively simple: enter the exchange through the USDT Purchase Entry, register and log in, select the purchase amount, and after completing the payment, withdraw the USDT to the Dupay wallet. Although this process may seem slightly complex for beginners, users familiar with cryptocurrency operations will find it efficient and convenient.
Limitations and Considerations of Dupay#
Despite Dupay's powerful features, it is not without flaws. Previously, Dupay faced a temporary inability to recharge or withdraw due to system maintenance, raising concerns among some users about its stability. In contrast, PokeCard is more suitable for small transactions or offline consumers due to its lack of minimum recharge requirements and support for physical cards, while VCard has an edge in stability due to its backing by a publicly listed American company and low fees. WasabiCard attracts privacy-conscious users with its anonymity and low card opening fees. Dupay's interface may require some learning cost for newcomers, and its user trust level has slightly declined due to past maintenance issues, making it more suitable as a backup card rather than the first choice.
Comparison of Other Alternatives#
- PokeCard: A Visa virtual card based on Hong Kong dollars, with no minimum recharge requirement, suitable for subscribing to services like ChatGPT Plus or Netflix. The physical card supports ATM withdrawals, making it suitable for cryptocurrency users to cash out.
- VCard: Backed by a publicly listed American company, with low fees, can be linked to Alipay and WeChat, suitable for domestic consumption and online subscriptions, with higher stability.
- WasabiCard: Focuses on anonymity, with low card opening fees, suitable for niche overseas service subscriptions, but has weaker community support.
In comparison, Dupay is more comprehensive, but slightly less stable. If you are a small transaction user, PokeCard may be a better choice; users seeking stability and low fees may prioritize VCard; privacy-conscious users might try WasabiCard.
Usage Suggestions and Risk Mitigation#
The suspension of WildCard serves as a wake-up call for users: while virtual cards are convenient, platform stability is crucial. It is recommended that users adopt a multi-card strategy, such as using both PokeCard and VCard simultaneously, to diversify the risk of a single platform. Additionally, users should use their balance immediately after recharging to avoid storing large amounts of funds for long periods, thereby reducing losses from policy changes or platform suspensions. When purchasing USDT, prioritize exchanges with fewer restrictions, such as OKX, and ensure a secure network environment for KYC verification.
Conclusion#
The suspension of WildCard is undoubtedly regrettable, but there are still many quality options in the virtual card market. Dupay, with its extensive payment support and flexibility, is suitable for domestic users needing comprehensive features, but its stability issues make it more appropriate as a backup card. For users seeking convenience and low barriers, PokeCard and VCard may be better choices. Regardless of which virtual card you choose, staying updated on platform announcements and planning recharge amounts wisely will ensure smooth access to overseas services. Hurry and get USDT through the USDT Purchase Entry to start your virtual card journey!